Byline Bank offers independent pharmacy owners access to SBA lending solutions designed to support a wide range of business goals—from acquisitions and start-ups to real estate purchases and debt refinancing. As a top SBA Preferred Lender with a strong track record in the pharmacy sector, Byline delivers creative loan structures, streamlined approvals, and pharmacy-specific insight to help operators secure the capital they need to grow and compete.
With loan amounts up to $5 million and repayment terms extending up to 10 years, these SBA loans are engineered for cash flow stability and long-term success. There are no prepayment penalties, and closing costs can be financed into the loan—helping pharmacy owners preserve working capital for operational priorities.
Key Benefits of Byline Bank’s SBA Pharmacy Lending Program:
- Tailored for pharmacy ownership and growth, including acquisitions, expansions, start-ups, and equipment or real estate purchases—offering business owners the flexibility to scale at their own pace.
- Longer amortization and no balloon payments, allowing pharmacies to maintain predictable monthly expenses and reinvest savings back into their operations.
- Faster, more efficient approvals through Byline’s SBA Preferred Lender status, with in-house credit decisioning that reduces delays and moves projects forward with confidence.
- Nationwide reach and pharmacy-specific expertise, giving borrowers access to lending specialists who understand the unique financial and operational dynamics of running a successful independent pharmacy.
